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TD Insurance, Actuarial Intern – GI Pricing & Profitability


This is a Contract position in Toronto, ON posted January 8, 2021.

Company Overview

All companies are not the same. What makes TD special as a business is also, what makes us special as an employer. Why TD?

TD’s Colleague Promise: A better you. A better us.

A more confident you means a stronger us. We empower you to grow your skills, gain new perspectives, and create impact at work and in your community. That’s our unique and inclusive culture.

Department Overview

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Momentum Program, is offered with select Co-op and Internship roles, and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

  • Leadership talks with key Leaders from across the organization
  • Lunch and Learns on topics such as Innovation
  • Diversity and Inclusion and Personal Branding and so much more


TD Insurance is part of TD Bank Group, one of Canada’s largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life’ with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.

In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is a key provider of critical illness insurance and direct life and health insurance in Canada.

At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously. More than just a job, we offer rewarding careers.

As a student part of the TD Insurance’s Actuary Co-op program, you will have the opportunity to pursue an opportunity within our General Insurance Pricing & Profitability Team.

Job Description

General Insurance Actuarial Assistant, Pricing & Profitability
The GI Pricing & Profitability Team are looking for an intern to take part in one or more of the following activities:

  • Conduct overall rate level adequacy and the risk classification reviews to achieve TD Insurance’s mission of being the most trusted insurance company
  • Utilize predictive analytics to understand changing customer needs and identify growth opportunities
  • Engage in pricing strategies to attract and retain customers
  • Participate in the pricing development cycle and the production of regulatory rate change submissions
  • Contribute to the pricing team’s innovative culture with the opportunity to apply advanced statistical techniques
  • Oversee pricing process improvements, governance and partake in the implementation of rate strategies
  • Collaborate with other business functions such as Corporate Actuarial, Product, Underwriting, Analytics, Underwriting, Sales, Marketing, Finance, etc. to produce a more engaged workforce


  • Over 1 year of related experience

  • Proficient with MS Office Suite and internet applications

  • Strong communications skills with positive personality and willingness to accept challenges

  • A strong analytical mind with attention to detail and desire to learn and grow

Assigned Line of Business Requirements

  • Currently enrolled in Actuarial Sciences, Mathematics, Statistics, or related university program

  • Strong academic records and positive work term feedback

  • Detail orientated, Analytical and Critical Thinker

  • Quantitative proficiency and comfortable with large datasets

  • Proficient in Microsoft Excel (Formulas), and Microsoft Office Suite

  • Actively pursuing actuarial exams

  • Strong verbal and written communication skills

  • High degree of personal initiative

Not required but would be an asset

  • Previous Actuarial work experience

  • Knowledge and experience with SAS, SQL, VBA, R, Emblem, Radar, and additional programs & languages
  • University courses in Property & Casualty, Pricing/Ratemaking, Reserving, Life & Health, etc.

Additional Information

Early Talent Requirements

  • Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
  • We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
  • TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements



Start Date

– Summer


At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.